This is the time of year when budgets are being made and people are making financial decisions that can change the outcome of their entire year!. It’s also a great time of year to cut some financial fat out of that budget!
When you’re sitting down with your spouse, partner, roommate, or even just with yourself and you’re discussing your budget, make sure you lay everything out on the table and see what you really need to be spending your money on this year.
Like, do you really need to be enrolled in Netflix, Hulu, & Redbox? Probably not. Is that Verizon Fios Quantum High Speed internet really making a huge difference? I can tell you from personal experience, NO! Wasting money on things like disposable coffee cups when it’s way better for your wallet, and not to mention a little thing called the environment, if you just use a regular traveling mug! I didn’t mean to go all green on you.
You don’t need to cut down to the bare necessities but really analyze what it is that you’re actually utilizing!